Home Staging

Steven Ho Seller

Staging: Defined Staging a home is a phenomenon on its own. It’s marketing your physical home to make home buyers want to buy it when they see it. It’s more than decorating and cleaning your house, its an art in creating different moods inside your home. Staging makes your house look more spacious, bright, clean, warm, inviting to all who …

Helpful Tips for Sellers

Steven Ho Seller, Tips

14 IMPORTANT FACTS TO CONSIDER BEFORE YOU TRY TO SELL YOUR OWN HOME Occasionally, one can see “For Sale By Owner” signs, and some owners think that selling their own home will not only save them money, but believe they have an advantage over the sellers that have their home listed by a reputable Real Estate sales professional. Before you …

Home Selling Process

Steven Ho Seller

Thinking of Selling your house? You need to gather all important information regarding your property (deed, survey, tax bill, mortgage statement, utility bills, information on property upgrades/home improvements, etc.) Make esthetic repairs (leaky faucets, paint, cleaning, loose door knobs, electrical fixtures, etc) Clean the house inside-out (Kitchens, bathrooms, windows, cobwebs, stains, etc.) Declog closets, declutter common areas, desk space, counter …

Find Your Dream Home

Steven Ho Buyer

If the time for you has come to “Find Your Dream Home”, then I would love to help you. If you would like to have new listings emailed to you AS SOON AS THEY BECOME AVAILABLE, then, by filling out the form below, you will be placed on the “Top Priority” list… No Obligation… new listings will be sent to …

Potential Sources Of Funds

Steven Ho Buyer, Tips

The type of fund raising one uses is a function of judging risk and one’s individual credit rating. There are several options available. Using Existing Cash Reserves Using Existing Liquid Reserves (ie. Bonds and GICs) Utilizing any of the above as collateral for a loan Using other types of assets such as stocks as collateral Using the equity in an …

Purchase Plus Improvement

Steven Ho Buyer

The Perfect Home! (But it Needs some improvements…) Have you ever been house hunting and you know your price range, area, etc. and now you find a home you love that’s in the upper end of your price limit, but it needs a new roof!? You could purchase this house financially, but you won’t have the cash for the new …

What Is Title Insurance?

Steven Ho Seller

Over the past few years, title insurance has become quite popular. So much that there are now some lenders who will not advance mortgage funds without receiving confirmation that title insurance has been obtained in the transaction. There have also been several reports in the media as well (especially after another mortgage/title fraud case comes to light) about the advantages …

First Time Home Buyer

Steven Ho Buyer

There has been a few changes to the mortgage lending guidelines in the last few years as well as implementing the HST on services. The Harmonized Sales Tax will not be a major factor in the real estate market as it doesn’t apply to most resale properties. It will however affect the taxes on the cost of services related to …

Helpful Tips For Buyers

Steven Ho Buyer, Tips

Bi-weekly and weekly payments Most mortgages have the option to allow payments to be made on a weekly or bi-weekly basis. This option may be desirable for two reasons. The first is it can save you money as you can expect to pay off your mortgage about 4 years sooner. This can save you dramatically over the life of your …

How To Find A Real Estate Agent

Steven Ho Buyer, Seller

A good real estate agent can help the real estate transaction be an enjoyable experience. Good real estate agents aren’t as easy to find as it seems. 20% of the agents do 80% of the business. How do you define a “good” real estate agent? The best agent for you doesn’t necessarily mean that they make the most money, work …